WIBA and Personal Accident
WIBA policy covers employees of the Insured whilst on duty and engaged in the execution of the Insured’s business and/or any project undertaken by the insured against accidental bodily injury, disablement, death or occupational illness.
The compensation is payable under WIBA Act 2007.
Medical Expense
The policy provides for a free cover limit up to Kshs. 100,00/- per employee. However, the insured may opt for an upper limit.
Funeral/Last expense cover
The policy provides for a free cover limit up to Kshs. 30,000/- per employee. However, the insured may opt for an upper limit.
Benefits to the company
1. Death – Compensation is equivalent to a maximum of 8 Years earnings or 96 Months earning.
2. Permanent Total Disability – Compensation is equivalent to a maximum of 8 Years earnings or 96 Months earning.
3. Temporary Total Disability – Compensation is equivalent to weekly earnings up to a maximum of 52 Weeks.