Motor Vehicle Cover

Vehicle insurance, commonly known as car insurance, motor insurance, or auto insurance, is a protective measure for various road vehicles like cars, trucks, and motorcycles. This insurance safeguards policyholders from financial losses resulting from accidents, theft, fire damage, and third-party liabilities stemming from the use of their insured vehicles. It’s a legal requirement in many places and provides peace of mind to vehicle owners by offering financial security in unexpected situations.

Our Main Products include:

Comprehensive Insurance Cover

This cover takes care of a wide range of risks that a motorist may suffer in the process of using his/her vehicle. The main cover features are as follows;

  • Accidental Impact damage including overturning and collision.
  • Accidental Fire damage.
  • Theft/partial Theft cover.
  • Third-party liability cover for bodily injury & property damage.
  • Windscreen cover.
  • Entertainment system cover.
  • Emergency Medical expense cover.
  • Courtesy car/ loss of use cover.
  • Excess protector.
  • Political Violence & Terrorism cover.
  • Special Perils

Third-Party, Fire and Theft

This policy covers the insured against three main risks;
  • Third-party liability cover for bodily injury or property damage as a result of your vehicle being involved in an accident.
  • Accidental Fire damage in the event your vehicle catches fire and is destroyed.
  • Theft cover as a result of your vehicle being stolen.

Third-Party Insurance Cover

It is the minimum legal cover that every car owner must have to be legally on the road. The cover protects a vehicle owner from liabilities that may arise from third parties in the event of an accident.

Third-party liability relates to:

  • Bodily injury.
  • Property damage.