Individual and family health care
Is a comprehensive family medical insurance cover designed to provide you and your family with the highest level of protection.
The cover is affordable, with various cover plans for your selection. It comes with a wide range of inbuilt benefits, such as last expense and personal accident, as well as coverage for wellness solutions, cancer, congenital, pre-existing, and chronic conditions making it the ideal way to take care of your family’s health.
Key Features
- Personal Coverage: Provides health insurance for an individual, typically the policyholder.
- Customization: Allows policyholders to choose a plan that best suits their specific healthcare needs and budget.
- Portability: Remains with the individual, regardless of changes in employment or location.
- Comprehensive Coverage: Includes a range of medical services, such as doctor visits, hospital stays, prescription drugs, and preventive care.
- Premiums: The cost is based on the individual’s age, health, and the chosen coverage options.
- Deductibles and Copayments: Policyholders may have out-of-pocket costs, such as deductibles and copayments.
- Provider Network: May require using specific healthcare providers within a network to maximize cost savings.
Benefits
- Coverage for Multiple Members: Extends coverage to the policyholder’s spouse and dependents (e.g., children).
- Convenience: Simplifies the management of health insurance for the entire family under a single policy.
- Cost Savings: Often more cost-effective than purchasing separate individual policies for each family member.
- Family Deductibles: May have a family deductible that combines individual deductible amounts within the family.
- Maternity Coverage: Typically includes maternity and newborn care for growing families.
- Pediatric Care: Covers a range of children’s healthcare needs, including well-child visits and immunizations.
- Preventive Care: Encourages regular check-ups and screenings for the entire family.